Card-Not-Present processing

E-Commerce (Internet) store
If you have an internet store, or are a retail business opening an internet site to sell more product, Gateway has the processing software needed to accomplish this at a very competitive rate and with complete security for you.

Mail Order/ Telephone Order
If you sell product in this manner or your retail store sells business over the phone along with walk in customers, we can provide products to properly process these transactions with security and at very competitive rates.

I sell to mostly Businesses

We find that most companies selling to businesses take many orders over the phone from businesses they know that are repeat customers. We recommend you use a retail solution with software that can take phone orders. We also supply software with our terminals that request special information be entered to lower your cost of processing. Business cards require a separate Sales Tax and ID to qualify for lower rates. Rest assured, Gateway will make sure the product works to lower your costs and fully train you on how to accomplish this.

Of course, if you company sells mostly on the internet, please select the E-Commerce solution as our recommended product.

Service Businesses

Service businesses are on the go and need to take credit cards at the point the service is performed. So often, this is not near a land line. Our Wireless Solution is perfect for the service provider. For those businesses what do not want to invest in a Wireless terminal, we also offer a “Store and Forward” product where the Card information is captured in a terminal and when you return to the office you can activate the terminal to perform the authorization and settlement functions. Both options are offered at a very competitive price with utmost security and confidence that these solutions will work for your growing business.

Super Markets

Supermarkets are a market segment where the associations have created special rules and policy that provide a lower cost due to the tight margins in the Supermarket industry. Supermarkets need to register with the associations, which Gateway will complete. Also Supermarket’s like to offer cash back on debit transactions and we can process in that environment.

Debit with Pin Entry

Offering your customers the opportunity to enter a pin number for all debit transactions can significantly lower your processing costs. Most transactions over $35 are processed at a lower cost if an PIN is entered instead of normal card processing. Your customers may also want to use their debit cards in this manner. By adding a pin pad to your POS system or Terminal can allow you to accept cards in this manner. Talk to our representatives today about the benefit of this product to your business. Click below to see our highly secure and dependable pin products.

Deposit Checks online

The Federal Reserve allows businesses to now image a check and make an “Electronic” deposit of the images. This gives the business the following benefits:

Short Term Loans

If your business currently has over $4,000 a month in credit card receipts, been in business for at least a year, and has no bankruptcies, Gateway has the ability to advance you a loan to your business with no long loan process or UCC filings.

You will pay back the loan based on a portion of the credit card receipts you process each month.
The amount that you can borrow is based upon your monthly credit card receipts.
Just call us and we will determine the line you can borrow, send us three months of your statements, complete a small application and we can get an approval in less than 2 days.

ISO PROGRAM

If you have many business contacts, you are an ideal candidate to capture some extra income by offering merchant services to your friends and colleagues. Your Residual income is generated as a percentage of the profits generated from each merchant that you sign up to process with Gateway Payment Services.